Welcome to our Web site, where you’ll find a wealth of information in the form of newsletter articles, calculators, and research reports. 

We have created this Web site to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation. Most important, we hope you see the value of working with skilled professionals to pursue your financial goals.

We hope you take advantage of the resources on our web site and visit us often. Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we wouldn’t want you to miss any developments in the area of personal finance.

If you would like to set-up a complimentary initial appointment with Gary we would be happy to schedule that with you.  Just call or send us an e-mail to get started.

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Credit Card Debt

How Long Will It Take to Pay my Balance?

Net Worth

A balance sheet summarizes your assets and liabilities and reveals your net worth.

More Calculators →

Why Hold Money Market Mutual Funds?

Why investors still hold money market mutual funds despite low returns.

Indexed Annuities

The benefits and risks of indexed annuities, including ways in which return rates are calculated.

When a Saver Marries a Spender, Every Penny Counts

Guidelines to help facilitate financial discussions between spouses who have different points of view on spending.

Investing in Your Values

Investing based on principles of sustainable, responsible, and impact could have a positive social outcome.

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